Within the ever-evolving panorama of banking, fraud prevention is extra essential than ever.

In truth, 40% of neighborhood bankers cite verify fraud as one of the vital frequent varieties of fraud they face.[1]

Integrating fraud prevention instruments like Optimistic Pay inside your treasury administration options can’t solely shield your monetary establishment but in addition create important revenue-generating alternatives.

Our new eBook explores the ability of Optimistic Pay and the way it can increase your backside line. The eBook additionally highlights the advantages of incorporating Optimistic Pay into your industrial banking companies and demonstrates how this highly effective instrument can rework your treasury administration options right into a worthwhile income middle.

4 key advantages of Optimistic Pay:

1. 1. Charge-Primarily based Earnings: By providing Optimistic Pay and different superior treasury administration options, you possibly can cost charges for entry to those companies – typically primarily based on per-transaction-type charges. This gives a dependable stream of fee-based revenue that not solely helps cowl the prices of fraud prevention but in addition turns your treasury administration companies right into a supply of revenue. Think about the impression in your income when these companies turn into an integral a part of your industrial choices!
   2. Deposit Development: Treasury administration options that embrace Optimistic Pay appeal to industrial clients who worth superior safety. These purchasers have a tendency to keep up increased balances of their accounts, offering your financial institution with a low-cost supply of funds. These funds can then be leveraged for lending and different revenue-generating actions, fueling your progress and profitability.
   3. Stronger Shopper Relationships: Fraud prevention instruments like Optimistic Pay can strengthen your industrial relationships – growing their loyalty and decreasing the probabilities of them taking their enterprise elsewhere. This “stickiness” helps retain worthwhile deposits whereas positioning your financial institution as a trusted associate. In consequence, you’ll have extra alternatives for cross-selling further services and products to your clients – making a deeper and extra worthwhile relationship.
   4. Value Financial savings and Danger Mitigation: By decreasing fraud-related losses, Optimistic Pay instantly impacts your backside line by lowering pointless bills. The power to supply this service, which mitigates important danger, may also justify increased charges. With a stronger danger mitigation technique in place, you’ll be capable to generate extra income out of your current buyer base whereas maintaining their monetary pursuits safe.

Implementing a complete treasury administration answer is a defensive and strategic choice that may propel you ahead, unlock new avenues for progress, assist you to successfully handle danger and fraud, and acquire a holistic view of your monetary operations.

Download our eBook now to unlock the ability of Optimistic Pay, uncover methods to guard your monetary establishment, and create new avenues for income technology. From strengthening relationships to growing deposits and producing charges, this highly effective instrument is a game-changer for you and your clients.

[1] Jason Younger. The Return of Check Fraud and How Positive Pay Can Prevent It, CSI, accessed February 11, 2025.