
We’re again once more with our fourth yearly audit of our monetary well being (the primary three components are linked beneath). An enormous due to the quite a few yearly audits posted on freefincal – we had been additionally motivated to doc ours, at the least annually. Fortunately, we’re doing this for the fourth 12 months in a row – and we wish to proceed in years to come back.
Earlier than we start, a really transient background about us: I (Arka) and my spouse (Rupali) acquired married in 2020 (simply earlier than the pandemic). I’m at the moment 37, and we began our monetary planning severely solely after our marriage, which was in 2020. I work in IT Consulting, and Rupali is in Tax Consulting. We’ve got absolutely began late, however we try to ramp up the investments to cowl it whereas managing our enormous love for journey.
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About The Writer
Dr M. Pattabiraman(PhD) is the founder, managing editor and first writer of freefincal. He’s an affiliate professor on the Indian Institute of Expertise, Madras. He has over ten years of expertise publishing information evaluation, analysis and monetary product growth. Join with him through Twitter(X), Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You can be rich too with goal-based investing (CNBC TV18) for DIY traders. (2) Gamechanger for younger earners. (3) Chinchu Gets a Superpower! for teenagers. He has additionally written seven different free e-books on numerous cash administration subjects. He’s a patron and co-founder of “Fee-only India,” an organisation selling unbiased, commission-free funding recommendation.
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Our new book for kids: “Chinchu Gets a Superpower!” is now available!

Most investor issues will be traced to a scarcity of knowledgeable decision-making. We made unhealthy choices and cash errors once we began incomes and spent years undoing these errors. Why ought to our kids undergo the identical ache? What is that this ebook about? As dad and mom, what would it not be if we needed to groom one capability in our kids that’s key not solely to cash administration and investing however to any side of life? My reply: Sound Resolution Making. So, on this ebook, we meet Chinchu, who’s about to show 10. What he needs for his birthday and the way his dad and mom plan for it, in addition to educating him a number of key concepts of decision-making and cash administration, is the narrative. What readers say!

Should-read ebook even for adults! That is one thing that each father or mother ought to train their youngsters proper from their younger age. The significance of cash administration and resolution making primarily based on their needs and wishes. Very properly written in easy phrases. – Arun.
Buy the book: Chinchu gets a superpower for your child!
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About freefincal & its content material coverage. Freefincal is a Information Media Group devoted to offering authentic evaluation, studies, critiques and insights on mutual funds, shares, investing, retirement and private finance developments. We accomplish that with out battle of curiosity and bias. Comply with us on Google News. Freefincal serves greater than three million readers a 12 months (5 million web page views) with articles primarily based solely on factual info and detailed evaluation by its authors. All statements made shall be verified with credible and educated sources earlier than publication. Freefincal doesn’t publish paid articles, promotions, PR, satire or opinions with out information. All opinions shall be inferences backed by verifiable, reproducible proof/information. Contact info: letters {at} freefincal {dot} com (sponsored posts or paid collaborations won’t be entertained)
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You Can Be Wealthy Too with Objective-Primarily based Investing
Revealed by CNBC TV18, this ebook is supposed that can assist you ask the appropriate questions and search the proper solutions, and because it comes with 9 on-line calculators, you may also create customized options to your life-style! Get it now.
Gamechanger: Neglect Startups, Be part of Company & Nonetheless Dwell the Wealthy Life You Need

Your Final Information to Journey
That is an in-depth dive into trip planning, discovering low-cost flights, price range lodging, what to do when travelling, and the way travelling slowly is best financially and psychologically, with hyperlinks to the online pages and hand-holding at each step. Get the pdf for Rs 300 (instant download)