We get lots of questions on folks’s EPF claims rejected. On this article, we now have mentioned a few of the widespread explanation why EPF claims are rejected and how one can repair these.
Govt Discover with E mail particulars for EPF
In view of the latest spike within the variety of Covid-19 instances, all Subscribers/Pensioners/PF members are requested to utilize on-line companies to investigate about their Provident Fund declare associated issues. PF Members and Employers coming below the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to ro.chennai1@epfindia.gov.in whereas these inside the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to ro.chennai2@epfindia.gov.in. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally out there on working days for elevating grievances. Furthermore queries may also be communicated to whatsapp quantity 09345750916 for matter referring to Regional Workplace, Chennai (North). Subscribers working in institutions below jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line amenities conserving in view the prevailing pandemic state of affairs.
That is said in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Frequent The reason why EPF claims are Rejected and Options
I labored in 2 corporations and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected motive is the declare already settled what to do now?
To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
One has to switch the outdated PF account to the brand new account. Solely then will you be capable to withdraw from each accounts on-line. Linking of PF account with UAN will not be enough
In case you don’t switch your PF account from the outdated to the brand new employer?
- Then you definitely would have two separate EPF accounts.
- In case you depart 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
- The outdated EPF account might be thought-about inactive. It’ll earn curiosity however you’ll have to pay tax on it. It’ll additionally present in Kind 26AS.
Our article Why should one transfer an old EPF account to the new employer? explains it intimately.
Title not Printed/Completely different in Cheque
As per the brand new means of PF withdrawal, it’s good to add a duplicate of the cheque or passbook throughout your PF withdrawal. That is executed to cross-check whether or not your submitted financial institution particulars match the small print of your checking account or not. If it doesn’t match then the PF declare is rejected.
Resolution: It’s important to add cheque/passbook that has your identify printed because the account holder. Whenever you go to the financial institution and get the chequebook, the identify will not be printed on the cheque guide. To get cheque guide with identify within the order cheque guide on-line/SMS.
EPF Declare rejected as a result of identify will not be on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution document
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Resolution 1: Ensure that your first identify, center identify, and final identify match in each the UAN and checking account. Submit an utility to Financial institution to replace your identify. They might require to submit the one and similar particular person affidavit. When you full the financial institution formalities, order a brand new cheque guide or passbook. Add your right passbook/financial institution particulars adopted by the approval of the identical out of your employer
Resolution 2: Change your checking account in UAN. You have to add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Details PAN,Aadhaar, Bank Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Title in UAN account differs from Aadhaar
Resolution: You have to fill the Joint Declaration Kind. Together with that, it’s good to write an utility stating that your Aadhaar is already linked however nonetheless your identify is completely different. It could be as a result of you may have already linked it previously.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This difficulty is often confronted by the SBI checking account holders. SBI passbook reveals 11-digit account quantity. However in Web Banking, you will note a 17-digit account quantity.
Resolution: You have to replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. You have to replace Financial institution particulars in KYC, get it accredited by your employer. Then once more declare on-line.
EPF PF declare Rejection on account of distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars difficulty might happen as a result of change within the IFSC Code as a result of mergers of banks or it may very well be on account of using the joint account within the PF KYC.
The PF division could settle for the checking account if the joint account is together with your partner. Nonetheless, within the instances of pals, kinfolk, or anybody else, the PF division often rejects the declare.
Resolution: You may redo the Financial institution KYC and get it accredited by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this situation, the PF division initiates for the settlement of your PF declare, nevertheless, as a result of incorrect financial institution particulars or the IFSC Code, the quantity is distributed financial institution to the PF division.
Resolution: To repair it, you may both right your KYC particulars and apply in your PF once more. Adopted by this, it’s good to additionally add an utility to the PF division that you’ve up to date your KYC particulars, please re-authorize my particulars.
Or, you too can do it by offline means by filling up the reauthorization type and submitting it to your nearest PF workplace together with your right financial institution particulars and a duplicate of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is among the widespread motive why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas getting into the rationale for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they should manually enters the small print. Whereas if typically they choose the primary possibility from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t should enter the small print.
Nonetheless, in some instances like for advance, the rationale could also be real. Such situations often happen within the instances of advance. Someday, it’s possible you’ll declare your advance as a result of causes like pure calamity, manufacturing unit lockdown, strike, and so on. For such causes, it’s good to fill the certificates and ship it to the PF division together with a duplicate of your passbook.
Resolution: In case you are claiming advance, then we might counsel you to not use such causes. As a substitute, you should utilize the sickness motive or some other real motive in order that your PF will not be rejected.
PDF not opened Re-Submit
Generally the uploaded PDF is corrupted and it doesn’t open.
Resolution: Please validate the PDF file in your native pc earlier than importing it. Additionally, guarantee that the file follows the scale restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please affirm if the earlier service any.
After 1st September 2014 PF Division mentioned if any particular person begins his new job with a wage greater than Rs. 15000 then his pension contribution could be nil. Usually employer not being conscious of it cuts the EPF. This was launched by an official notification known as GSR 609(E). The GSR 609(E) has nevertheless been rejected by the Supreme Courtroom and there was no replace about it since then.
Resolution
The Worker must comply with up for no fault of his. Sure, it sucks however it’s good to struggle out to get your cash. On your subsequent job guarantee that your total Employer contribution goes in direction of EPF
The answer advised by EPFO is “You’re suggested to strategy the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Often known as a member’s annual contribution card, Kind 3A depicts the month-wise contributions made by the subscriber/member and employer in direction of E.P.F and Pension Fund in a selected 12 months. The info is calculated for each member who is part of the scheme
Try particulars at Basic Salary More than 15000, EPS Contribution, Rejection of Transfer or EPF Claim
Revised EPF Kind 3A to be submitted for wage greater than 15,000
EPF Declare rejected on account of DOJ/DOL Causes
This error might need occurred as a result of your employer might need entered your improper date of becoming a member of or the date of leaving. In consequence, in case your return will not be filed for a selected month, you wouldn’t be capable to course of the declare.
Resolution: To repair the date of becoming a member of, it’s good to fill a joint declaration type together with new employer correcting the date of becoming a member of or
To repair the problem of date of leaving, it’s good to fill a joint declaration type together with outdated employer correcting the date of leaving.
EPF Rejection on account of incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection implies that you haven’t served your service for a min. period of 6 months. In such situations, you’d be capable to apply for EPF Withdrawal utilizing Kind 19 however can’t apply for EPS(pension) withdrawal utilizing Kind 10C.
Resolution: Please word that pension withdrawal will be executed solely after 6 months of service.
You may verify your service particulars by Logging in to UAN Portal at Member Home and click on on View->Service Historical past and it will present particulars as proven within the picture under.
Please word that you will need to switch your outdated EPF account while you change jobs as defined within the article Why should one transfer old EPF account to new employer?
Our article How to check Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Kind 19 and 10C each
Kind 10C is used just for Pension withdrawal whereas Kind 19 is just for the PF. Nonetheless, based mostly on the evaluations of the claimants it has been discovered that in case you are simply filling up Kind 10C then the PF division is rejecting the declare.
Resolution: You have to fill each Kind 19 and Kind 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
You probably have made a withdrawal out of your newest PF quantity and made a switch out of your outdated PF quantity then you definately would nonetheless be having some quantity in your PF. Nonetheless, the declare is rejected and the reason being being said that your declare is already settled.
Resolution: You write an utility to the PF division stating that you just nonetheless have some quantity in your PF account on account of which you might be making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF on account of which the PF division can’t course of your declare.
Resolution: It’s essential to verify and replace your passbook on time to guarantee that there isn’t a discrepancy. In case you discover any discrepancy then join together with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution will not be obtained
Father Title Completely different
The rejection could also be as a result of presence of the improper/completely different father’s identify in your PF data and financial institution passbook. Usually it occurs while you
Resolution: You may add your cheque through which your identify is written. On this situation, there could be extra probabilities of acceptance of your PF declare. Or, in case you are unable to do it then you would need to fill a joint declaration type and proper your father’s identify by that.
Altering the daddy’s identify can’t be executed on-line. That is defined in our article How to Correct EPF Details like Name, Father Name, Date of Joining
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
In case you obtain this comment – It implies that they despatched an e-mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection motive is given once they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the small print.
Service Overlapped
Service overlapping instances happen as a result of overlap of your service. For instance, you might need labored full time and part-time collectively in some firm. In such a state of affairs, it’s possible you’ll get a PF rejection difficulty.
Resolution: As per an official within the PF division, it’s a must to go to the PF workplace and get your PF merged. In such situations, it might occur that you just gained’t be capable to apply for the declare by on-line means and you would need to apply for the offline declare. In such a situation, it’s possible you’ll really feel sure troubles whilst you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
https://www.youtube.com/watch?v=WM7v_PwQKaM
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